I'm in studio this morning talking with the lovely people from Direct Debit about how a new survey shows not having enough in the bank to pay the bills is keeping more of us awake at night than worrying about losing our jobs, problems with our relationships or even the state of our health!

Research by Bacs, the people behind Direct Debit has provided a real insight in to the Nation's biggest worries for the year ahead, revealing a particularly bleak outlook for 2012 as over a third of us are not confident it will be a good year.

But there is some good news...the very generous people from Direct Debit have decided to do something about this! They are offering everyone the chance to win a "Big Break from their Bills" by logging onto www.thebigbreak.co.uk or the opportunity to put forward someone they feel deserves a break to win £1,000.

So log on and help yourself get a much needed break from your bills while donating to a very worthy cause Marie Curie Cancer Care!